Wednesday, November 24, 2010

Thanks for NOTHING BCBS!

Even MORE bad news :-( They told me at work yesterday that our insurance plan is dropping ALL fertility coverage as of January 1st. Even IF our IVF doctor does clear us I doubt we can even get much going and through insurance by January! We were counting on SOME coverage at least for testing and drugs. Thanks for nothing! I am double covered by two insurance companies and NOTHING will be covered for IVF!!!

5 comments:

Annie said...

I'm double covered, too (COBRA from hubby's last job + crap coverage from his current employer). All those premiums and we get NO help with infertility expenses come Jan 1. Luckily we've already gotten more than $20,000 out of BCBS! I'm really really hoping my current IVF takes because then I just may have some drugs to pass on to YOU!! By the way, any chance your IVF clinic-to-be will order your drugs for you NOW while you have coverage? It's worth a try. A nurse at my clinic did that for me when it looked like we were about to lose our coverage. By the way, which clinic will you go to? It may be the same one I go to.

Randi said...

Here from ICLW :) That stinks about your coverage?! Are you able to find out exactly what's being cut and what might still go over. Ugh, I'm sorry that's happening. Some clinics will give discounted rates if they know you don't have insurance to cover. Best wishes - sending prayers.

Mrs. Misfits said...

We had three cycles of IVF coverage that is dropped to $25k lifetime limit with bcbs. I know that we are grateful for anything, but, yeah, bitches. I fear that all fertility will be dumped by next year. I am sorry, dear. I am hoping that there's some code to keep you covered for some expenses. This is horribly unfair.

Elaine VanDRiver said...

BLBS, as in blue cross? I have them and got a letter in the mail that all fertility drugs are prior approval required, and if the doc confirms they are to be used for ART, they will not be covered. #@!$# However, my BCBS plan is still covering diagnosis & treatment of infertility but no ART procedures. I have the federal employee BCBS, but I'm definitely going to double check the coverage one more time, thanks to yiour post!

Lu said...

if you can squeeze it in, try doing acupuncture to get your cycle started. My husband's company (who covered IVF) was bought by another company (that didn't) and I did acupuncture to get in one covered cycle before the completion of the acquisition. Thank goodness for acupuncture and an awesome insurance coordinator at my fertility doc's office. Good luck!