My journey - thoughts and feelings through infertility and now domestic adoption.
Tuesday, June 29, 2010
Expected to have Children
Saturday, June 26, 2010
Support Staff
Thursday, June 24, 2010
Treat Yourself
Tuesday, June 22, 2010
It Just Isn't Fair
Monday, June 21, 2010
Crazy Lady Shots
Friday, June 18, 2010
Insurance Companies
Wednesday, June 16, 2010
Money Money Money Money
- Loans (easier to get probably before the economy went down hill) I once had someone tell me that taking out a loan was like having an extra car payment for 5 years and it was well worth the price of being able to have their own children - she has twin girls through IVF
- Grants - there are IVF grants available depending on where you live and what your qualifications are
- Studies - some clinics may give a small discount if you agree to participate in any studies they have going on
- Mom and Dad - a lot of young couples may borrow money from a family member or receive a gift (this can be a tax write-off)
- Work your tail off - get a second job and put all the money away in a fund
- Fundraisers - I have even heard of couples holding fundraisers for themselves
My husband and I have decided that it is worth spending some of our hard-earned money for a CHANCE to have our own biological child. (and we do have parents who want to be grandparents bad enough to help out a bit as well!)
It's worth it to us to try at least once; if it is not meant to be, it isn't, but at least we will know that we tried.
Tuesday, June 15, 2010
Information Overload
- Make a chart similar to this one that compare the cost of each clinic http://www.mcrh.com/MCRH-Cost-Comparison-Worksheet.pdf
- Find out what your insurance does and does not cover
- Attend seminars of a couple different clinics and get a feel for how each operates
- Ask lots of questions (you may have to pay for a private consultation)
- Ask what YOUR chances are (not what the overall clinic's success rates are-they are all about the same and the clinic has to include everyones stats so even if someone was given a 2% chance and they try and don't succeed it is counted)
- Research potential money back programs clinics may have. But find out before hand if you qualify for a program. (we assumed we would qualify and were extremely disappointed when we didn't)
I never promised any of this was going to be easy. In fact it is extremely overwhelming. You are still dealing with the emotions of infertility. I cried after every meeting/ seminar/ consultation that we had. It doesn't seem fair that you have to go through the procedures and financial burdens to conceive when everyone else just has to "boink" to get the same results.